Senior Accountant (FPRS)

About Atome Financial

Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on Linked

In’s 2023 Top Singapore Start

Ups list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities. Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products: Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands

Atome Card: A paylater anywhere card. Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK). Our culture is built on values that are core to who we are and what we stand for: We foster an INNOVATION mindset

• We achieve results with EFFICIENCY and excellence
• We take pride in the QUALITY of our work
• We uphold INTEGRITY in all we doWe embrace COLLABORATION to work across business lines and borders

Job description: Financial Close & Reporting1. Own the preparation, review, and loading of journal entries for month-end close, ensuring accuracy, proper substantiation, and timely completion within the close calendar2. Contribute to the preparation of management accounts and statutory financial statements3. Perform balance sheet account substantiation, ageing analysis, and flux commentary — not just as a task, but as a genuine control over the numbers

Complex Transaction Accounting1. Apply sound judgment to account for complex, non-routine transactions — including new product structures, intercompany arrangements, and financial instruments under PFRS 92. Research accounting treatments for new transaction types and document positions clearly and defensibly

Audit1. Serve as a key contributor during annual external audits — preparing PBC

schedule

s, responding to auditor queries, and ensuring workpapers are complete, accurate, and audit-ready

Process Improvement & AI Adoption1. Proactively identify manual, repetitive processes in the close cycle and propose automation or AI-assisted solutions2. Actively use and explore AI tools — including AI-assisted reconciliation, generative AI for report drafting, and automation tools within the ERP — to improve speed and reduce error3. Document process improvements and share learnings with the broader finance team

Cross-Functional Collaboration4. Work closely with Finance Operations, Tax, and Funding teams to ensure financial data is accurate, timely, and fit for purpose across all users5. Communicate accounting findings and issues clearly to the and Finance Manager, with proposed solutions — not just problems

Job requirements1. Bachelor of Science in Accountancy; CPA board passer strongly preferred2. 3–5 years of experience in general ledger close, financial reporting, or audit — with at least 1–2 years in financial services, fintech, banking, or a Big Four firm with financial institution clients3. Strong working knowledge of PFRS, particularly PFRS 9 and PFRS 154. Advanced Excel skills — pivot tables, dynamic formulas, and data modelling are baseline, not a bonus5. Familiarity with ERP systems (Oracle, NetSuite, SAP, or equivalent)